Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.
Each plan below is filtered for one thing — does it work when your hours change every week? If it doesn't, we don't show it.
ACA marketplace plans that don't care how many hours you worked last week. Subsidies that adjust to a low-income year — automatic re-enrollment if your hours stay variable.
Dental plans you can start, pause, or restart by the month. Cleanings on the weeks you work, no premiums on the weeks you don't.
Exams, frames, and contacts on a plan priced for hourly budgets. Use it on a payday week, keep it paused on a slow one — your benefits, your tempo.
You just lost a seasonal contract. A new gig starts in three weeks. Don't go uninsured for the gap — short-term and accident plans bridge you without locking you in.
Two adults, three jobs between you, kids on top. Family ACA plans calibrated for households whose combined income changes by the month.
You're a small business with mostly part-time staff. Skip the 30-hour benefits cliff — reimburse each hourly worker for an individual plan with an ICHRA.
You don't shop for a plan by metal tier — you shop by what your schedule actually looks like. Pick the hour band you live in and we'll narrow the marketplace from there.
For students, second-job earners, and steady part-timers.
The variable-hour sweet spot. Most of our members live here.
When 'part-time' adds up to full-time, on three different W-2s.
*Starting premiums after estimated subsidy. Actual cost depends on ZIP, age, household, and reported income. We confirm before you enroll.